U.S. Credit Card Law Ignores Consumer Responsibility

In the shadow of the US Government’s massive subprime lending bailout, the House of Representatives passed legislation HR 5244, better known as the Credit Cardholders’ Bill of Rights Act of 2008. Designed to curb the growing torrent of credit card consolidation and bankruptcy filings, the bill bans or limits several lending practices, including: Increasing the [...]

Fulford on education – rejuvenate the system!

Robert Fulford has an excellent column in today’s National Post on how “creativity begins with discipline.” When Fulford refers to discipline, he does not necessarily mean discipline as related to behaviour, but as in the ability to persevere in the face of all odds to get a job done to the absolute best of our [...]